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San Jose Bankruptcy Attorneys
Serving Santa Clara County Since 1978

COVID-19 Update:

For information on how our office is operating during the shelter in place order currently enacted in the State of California, click here.


With over more than 40 years of experience, James Gold and Norma Hammes have represented thousands of debtors in bankruptcy cases. Each client receives the personal attention of a highly experienced attorney. Gold and Hammes is committed to providing superb, reasonably-priced and efficient service for our clients. 


Don’t wait — get the help you need now!

By scheduling your free consultation, you’ll be able to sit down with an experienced attorney who can help you find the solution that best fits your needs. Whether it’s the IRS, debt collectors, or foreclosures that you’re facing, the attorneys at Gold and Hammes have seen it all.

Call our office at (408) 297-8750 to schedule your free consultation.

Regional Application

This information is only applicable to people who live in Santa Clara County, California, USA. In the USA, the bankruptcy law is a federal law that applies in all states. The property that can be protected (“exempted”) by people who file bankruptcy is prescribed by state law, however. Bankruptcy, property, and exemption law is further affected by court decisions that apply in certain geographic areas. If you live in the USA, but are outside of Santa Clara County, please consult an attorney in your own area.

General Information

The information contained in this web site is general in nature. Bankruptcy law is extremely complex and it is easy to misunderstand how a general description might or might not apply to you personally. In order to find out how this information applies to you personally, you will need to discuss it in detail with one of our attorneys.

Debt Relief Agency

Federal law states that attorneys who represent people in bankruptcy cases are “debt relief agencies.” Gold and Hammes represents people (and small businesses) in bankruptcy – in fact, that is the only type of law we practice. Therefore, Gold and Hammes is a debt relief agency.