I’m behind on my car payments

If you are behind on your car payments, you are at risk of having your car repossessed.  There is no law that requires your lender to notify you or give you any warning before they repossess your vehicle.  This is why it is very important to seek legal assistance if you are not able to quickly catch up on your missed payments.

In most cases, by filing a Chapter 13 bankruptcy it is possible to lower the interest rate and monthly payments on your auto loans, and also protect your vehicle from repossession.  In fact, depending on how long you have had the car loan you may also be able to reduce the balance owed on the loan.

Everyone’s situation is different, which is why Gold and Hammes offers a free personal consultation with an attorney. That way we can analyze your situation and advise you of the best way to save your property and protect your income.

Learn more about Vehicle Debt.

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